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The right to publish and broadcast freely is always in jeopardy.
Just the threat of litigation can quickly silence a media company.
Moreover, huge punitive damages awards can shake or destroy the
financial base of any publisher or broadcaster, regardless of size.
Our Media Liability markets offer specialized coverage for a wide
variety of media risks against the devastating impact of lawsuits
for libel, slander, invasion of privacy, infringement of copyright
and other specified torts. Our programs are backed by top-rated
insurers, including but not limited to National Casualty Company
and Gulf Insurance Company.
Media Liability Plus® offers specialized coverage for a wide
variety of media risks against the devastating impact of lawsuits
for libel, slander, invasion of privacy, infringement of copyright
and other specified torts. This program is backed by A.M. Best-rated
A+XV insurers, including National Casualty Company, and other members
of the Nationwide® Insurance Enterprise.
Classes Written
- Advertisers
- Advertising Agencies
- Authors
- Book Publishers
- Cable Operators
- Magazine Publishers
- Multimedia Companies
- Newspaper Publishers
- Personal Appearances by Celebrities
- Radio Broadcasters
- Radio, TV & Film Producers
- Television Broadcasters
Forms & Limits
Two options:
a. Unlimited defense cost covered in
addition to the policy limits (available to
most insureds in most classes)
Carrier retains choice of counsel
or
b. Defense costs covered within policy limits
Insured chooses counsel subject to
carrier approval
Coverage Territory
- Worldwide coverage
- Non-U.S. media operations can be covered
Defense
- Occurrence form
- Punitive damages affirmatively covered where permitted
- Limits up to $10,000,000 each loss/ $10,000,000 aggregate
- Admitted and surplus lines policies available
- Excess limits available to $5,000,000 for a total of $15,000,000
Policy Enhancements Available*
- Coverage for errors & omissions arising out of the content
of published or broadcast matter
- Electronically transmitted information
- Trademark coverage
- No aggregate policy limits
- Policy tailoring for unusual risks
*Policy Enhancements are available on an individual risk basis
Media Liability Applications
Advertiser's
Liability
Advertising
Agency Liability
Author
Liability
Book
Publisher Liability
Broadcaster
Liability
Magazine
Publisher Liability
Multimedia
Liability
Newspaper
Liability
Personal
Appearance and Celebrity Liability
Radio,
Television, and Film Producer Liability
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