Media Liability Plus® offers specialized coverage for a wide variety
of media risks against the devastating impact of lawsuits for libel, slander,
invasion of privacy, infringement of copyright and other specified torts.
This program is backed by A.M. Best-rated A+XV insurers, including National
Casualty Company, and other members of the Nationwide® Insurance Enterprise.
Classes Written
- Advertisers
- Advertising Agencies
- Authors
- Book Publishers
- Cable Operators
- Magazine Publishers
- Multimedia Companies
- Newspaper Publishers
- Personal Appearances by Celebrities
- Radio Broadcasters
- Radio, TV & Film Producers
- Television Broadcasters
Forms & Limits
Two options:
a. Unlimited defense cost covered in
addition to the policy limits (available to
most insureds in most classes)
Carrier retains choice of counsel
or
b. Defense costs covered within policy limits
Insured chooses counsel subject to
carrier approval
Coverage Territory
- Worldwide coverage
- Non-U.S. media operations can be covered
Defense
- Occurrence form
- Punitive damages affirmatively covered where permitted
- Limits up to $10,000,000 each loss/ $10,000,000 aggregate
- Admitted and surplus lines policies available
- Excess limits available to $5,000,000 for a total of $15,000,000
Policy Enhancements Available*
- Coverage for errors & omissions arising out of the content of
published or broadcast matter
- Electronically transmitted information
- Trademark coverage
- No aggregate policy limits
- Policy tailoring for unusual risks
*Policy Enhancements are available on an individual risk basis
Summary of Media Liability Plus® Underwriting Considerations
Class |
Coverage Points |
Quotation Requirements |
Excluded Classes |
Advertisers |
|
|
|
Ad Agencies |
|
|
|
Authors |
|
|
|
Book Publishers |
|
|
|
Broadcasters
(Radio, Television,
& Cable)
|
|
|
|
Radio, TV &
Film Producers |
|
|
|
Magazine Publishers |
|
|
|
Multimedia Companies |
|
|
|
Newspaper Publishers |
|
|
|
Personal Appearances
by Celebrities |
|
|
|
|