Product Guide

Media Liability

Media Liability Plus® offers specialized coverage for a wide variety of media risks against the devastating impact of lawsuits for libel, slander, invasion of privacy, infringement of copyright and other specified torts. This program is backed by A.M. Best-rated A+XV insurers, including National Casualty Company, and other members of the Nationwide® Insurance Enterprise.

Classes Written

  • Advertisers
  • Advertising Agencies
  • Authors
  • Book Publishers
  • Cable Operators
  • Magazine Publishers
  • Multimedia Companies
  • Newspaper Publishers
  • Personal Appearances by Celebrities
  • Radio Broadcasters
  • Radio, TV & Film Producers
  • Television Broadcasters

Forms & Limits

Two options:

a. Unlimited defense cost covered in
addition to the policy limits (available to
most insureds in most classes)
Carrier retains choice of counsel

or

b. Defense costs covered within policy limits
Insured chooses counsel subject to
carrier approval

Coverage Territory

  • Worldwide coverage
  • Non-U.S. media operations can be covered

Defense

  • Occurrence form
  • Punitive damages affirmatively covered where permitted
  • Limits up to $10,000,000 each loss/ $10,000,000 aggregate
  • Admitted and surplus lines policies available
  • Excess limits available to $5,000,000 for a total of $15,000,000

Policy Enhancements Available*

  • Coverage for errors & omissions arising out of the content of published or broadcast matter
  • Electronically transmitted information
  • Trademark coverage
  • No aggregate policy limits
  • Policy tailoring for unusual risks

*Policy Enhancements are available on an individual risk basis

Summary of Media Liability Plus® Underwriting Considerations

Class

Coverage Points

Quotation Requirements

Excluded Classes

Advertisers

 

 

 

Ad Agencies

 

 

 

Authors

 

 

 

Book Publishers

 

 

 

Broadcasters
(Radio, Television,
& Cable)

 

 

 

Radio, TV &
Film Producers

 

 

 

Magazine Publishers

 

 

 

Multimedia Companies

 

 

 

Newspaper Publishers

 

 

 

Personal Appearances
by Celebrities

 

 

 


Mack Specialty Brokerage
7379 Pearl Rd Suite 6
Cleveland, OH 44130-4808

E-mail: info@mackspecialty.com
Phone: (440) 268-0200
Fax: (440) 268-0202