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product guide >> condo package

Condo Package Program

Coverage Features:


  • Comprehensive General Liability – Limits to $3,000,000 Aggregate
  • Condominium unit owners as additional insureds
  • Liability for common areas including swimming pools, tennis courts, lakes, playground equipment, etc.
  • Employee Benefits Liability
  • Umbrella - Limits up to $10,000,000


  • Blanket limits with large in house capacity
  • All Risk on Building, Contents, Loss of Income, and Extra Expense
  • Coverage for Loss of Condo fees due to a direct physical loss - $100,000
  • Guaranteed Replacement Cost available with an appraisal
  • Ordinance or Law Coverage
  • Definition of Building to include pools, walkways, and fences
  • EDP included
  • Reward Reimbursement – we will pay for information leading to criminal convictions in connection with losses to covered property, up to $5,000
  • Employee Dishonesty limit of $50,000 included
  • Sewer and water back-up for $25,000 included in our form

Documents Required for Proposal:

  • Completed and signed Philadelphia Insurance Companies application
  • Completed ACORD applications
  • Company Loss Runs for the previous three years


Clients are serviced by our Home Office staff as well as our many regional offices located strategically throughout the country.


These coverages are underwritten by Philadelphia Insurance Companies, rated A+ (Superior) by A. M. Best. Forbes Magazine has recognized the Companies as one of the 200 best small companies in America. This summary is provided for the convenience of our customers and is not intended to supersede or amend any of the terms, conditions, or provisions contained in the actual insurance policies.

Condo Program Applications

Condominium Association Program

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